Hi guys, here I am, back from one of my “little” hiatuses and a busy period, to....ta da.... deal in my pocket and vent.
All started when, in the last months (years) I did not make ends meet.
So, after the good advice of my always wise mom, and reading some articles on Oprah's site, I decided to put myself back on track.
First thing, I had to make a list of my average monthly fixed costs.
Now, my net income from my part time job, as an employee is........, insert a low income.
The first expense on my list is Condo fees and heating...too much, however, let's go on...
Then there are transports, electricity, gas, telephone and the Internet (one of my vices), my daughter allowance, subscription TV, PC loan, clothing allowances for me and my daughter ( very low...30 euros BOTH, per month), and my other vice that is my midmorning croissant, but not everyday, you see I'm not so vicious.
All this plus a 10% for the contingencies.
After subtracting all the costs from my income, ( sorry for the tedious task, accountant anyone?) and wanting to save at least 50€ per month, that is less than 10% of my pay, I have the gracious sum of....150 Euro, that divided by 30 days, makes the fabulous amount of 5 Euro ( 6$ something ) per day to spend on groceries, woo hoo, ahem, poor me!
Okay, there's always hubby to meet our remaining needs, hallo dear! Fortunately, but this result makes me a little sad.
Feel free to donate...some good wishes, and cheers to help me keep my good intentions.
If you are still here, thank you for listening, really!
Do you budget your expenses?
Do you know what's a restaurant or a cinema? A vacation? ;)
Share your thoughts.